Always Ask for a Credit Card Sign-up Bonus, Even If You Already Signed Up

Let’s say you just signed up for a credit card, and days later the same lender promotes a new sign-up bonus that’s better than the one you got: Can you call them up and ask if you can qualify for the new bonus instead? For the most part, the answer is no, but there are exceptions, too—so it can’t hurt to ask.

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